Get a personal loan without security or guarantor
Quick disbursement (typically within 72 hours* after document submission). Minimal documentation, fixed interest throughout the tenure, and flexible repayment options. Use the funds for home renovation, education, travel, equipment purchase, short-term working capital, medical emergencies, and other personal needs.
Product Highlights
- Multi-purpose personal loan.
- Fixed interest rate charged on monthly-reducing balance.
- Flexible tenures up to 60 months.
- No collateral or security required.
- Repayment through Auto-debit / ECS / PDC.
Who can apply?
- Individuals with stable income or salaried employees.
- Small business owners with basic KYC and proof of income.
- Applicants aged 21–60 (subject to policy).
Interest Rates & Example
| Tenure | Interest Rate (p.a.) | Representative Example |
|---|---|---|
| 1 Year | 15% | Loan ₹2,00,000 — EMI ~ ₹18,xxx (flat/exact EMI depends on method) |
| 2 Years | 17.50% | Loan ₹2,00,000 — EMI varies by schedule |
| 3 Years | 20% | Loan ₹2,00,000 — Total repayment example shown on request |
Representative calculation: Principal ₹2,00,000, interest 20% for 12 months. Using a flat-rate method: monthly payment approx. ₹20,000 → total payment ₹2,40,000 (interest ₹40,000). Exact EMI will be provided on loan quotes using the chosen calculation method (flat vs reducing).
Ready to apply?
Our team will assist you through the application and document process.
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